Many people tend to instinctively respond with a "no" to this question, often because they lack a physical storefront or their business isn't their sole source of income. However, the truth is, most of us can be considered some form of business owner. Do you sell items on Facebook Marketplace, drive for Uber, babysit, walk dogs, or mow your neighbor's lawn? If so, you're a business owner, plain and simple.
As a business owner, your opportunities to apply for and accumulate a substantial number of points expand significantly. What's more, there are fantastic credit cards available with zero annual fees that can yield a wealth of points for your future travel endeavors! And yes, you can even have multiple business cards for a single business.
To, the better news, after 2 years of receiving your welcome bonus, most Chase business cards allow you to product change or close the account and receive a brand new welcome bonus once more.
Out of the numerous business cards available, I focus on those that have no annual fees since I prefer earning points without spending much. I've also included the Southwest Performance Business card because it's crucial for getting the travel companion pass. By investing less than $300 overall, you can travel and bring a companion for free.
Exclusive Offer for New Cardmembers Grab an impressive 120,000 bonus points when you spend $8,000 on purchases within the first 3 months from the date of opening your account. This equates to a value of $1,000 in cash back or an even more rewarding $1,250 when redeemed through Chase Ultimate Rewards®.
Key Features
Exclusive Offer for New Cardmembers Grab an impressive 120,000 bonus points when you spend $8,000 on purchases within the first 3 months from the date of opening your account. This equates to a value of $1,000 in cash back or an even more rewarding $1,250 when redeemed through Chase Ultimate Rewards®.
Key Features
Exclusive Offer for New Cardmembers Acquire a generous 80,000 points when you spend $5,000 on purchases within the first 3 months of your account opening.
Key Features
Exclusive Offer for New Cardmembers Acquire a generous 80,000 points when you spend $5,000 on purchases within the first 3 months of your account opening.
Key Features
New Cardmember Bonus Receive a generous $750 in cash back rewards when you make $6,000 in purchases within the initial 3 months of opening your account.
Key Features
Annual Percentage Rate (APR)
New Cardmember Bonus Receive a generous $750 in cash back rewards when you make $6,000 in purchases within the initial 3 months of opening your account.
Key Features
Annual Percentage Rate (APR)
New Cardmember Bonus Receive a generous $750 in cash back rewards when you make $6,000 in purchases within the initial 3 months of opening your account.
Key Features
New Cardmember Bonus Receive a generous $750 in cash back rewards when you make $6,000 in purchases within the initial 3 months of opening your account.
Key Features
Annual Percentage Rate (APR)
Sure, here are the key details of the American Express Business Platinum Card summarized:
New Card Members receive a Welcome Offer of up to 300,000 Membership Rewards® points after spending $20,000 on eligible purchases in the first 3 months.
- Earning Rates: 5X points on flights and prepaid hotels through amextravel.com; 1.5X points on
Sure, here are the key details of the American Express Business Platinum Card summarized:
New Card Members receive a Welcome Offer of up to 300,000 Membership Rewards® points after spending $20,000 on eligible purchases in the first 3 months.
- Earning Rates: 5X points on flights and prepaid hotels through amextravel.com; 1.5X points on eligible business purchases and transactions over $5,000 (up to $2 million per year); 1X point on other purchases.
- Annual Fee:$695.
- Travel Benefits: $200 airline fee credit, Global Lounge Collection access, Fine Hotels & Resorts benefits, Hilton Honors and Marriott Bonvoy Gold Status.
- Business Perks: Up to $400 in Dell Technologies credits, up to $360 in wireless and shipping credits, and up to $150 in Adobe Creative Solutions credits annually.
- **Travel Protections and Additional Benefits:** Trip delay and cancellation insurance, baggage insurance, Global Entry/TSA Pre✓® fee credit, no foreign transaction fees, and 24/7 customer support.
The American Express Business Gold Card offers flexible rewards earning on business spending, useful travel protections, and valuable expense management tools, making it a solid choice for business owners looking to maximize their rewards.
- Welcome Offer up to 150,000 Membership Rewards® points after spending $10,000 on eligible purchas
The American Express Business Gold Card offers flexible rewards earning on business spending, useful travel protections, and valuable expense management tools, making it a solid choice for business owners looking to maximize their rewards.
- Welcome Offer up to 150,000 Membership Rewards® points after spending $10,000 on eligible purchases in the first 3 months.
--Earning Rates: 4X points on the 2 categories where your business spends the most each billing cycle from a list of 6 (up to $150,000 in combined purchases annually); 1X point on other purchases.
- Annual Fee: $375.
- Travel and Business Benefits: No foreign transaction fees, trip delay insurance, and baggage insurance.
- Membership Rewards Program: Transfer points to over 20 airline and hotel loyalty programs; use points for travel, gift cards, or statement credits.
I Travel with Laura
California, United States
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